TERMS & CONDITIONS

Effective Date: Jan 1st, 2026

SMS Messaging Terms & Compliance

1. Program Description

This messaging program provides service-related notifications to individuals who have opted in through our website, onboarding forms, or scheduling tools. Messages may include appointment reminders, document requests, status updates, and customer support communications related to personal financial profile and consumer report services.

2. Cancellation Instructions

You may cancel SMS communications at any time by replying “STOP.” You will receive confirmation, and no further messages will be sent unless you opt in again.

3. Support

Reply “HELP” for assistance or contact Credit Masons LLC. at (877) 277-1615 during business hours.

4. Carrier Liability

Wireless carriers are not responsible for delayed or undelivered messages.

5. Message & Data Rates

Standard message and data rates may apply. Message frequency varies by service engagement.

6. Supported Carriers

Supported by major U.S. carriers, including AT&T, T-Mobile, Verizon, Sprint, and regional providers.

7. Age Requirement

You must be at least 18 years old to participate.

8. Privacy

Please review our Privacy Policy at /privacy-policy.

General Terms

By accessing this website, you agree to these Terms and Conditions and all applicable laws and regulations.

We reserve the right to modify these Terms at any time. Continued use of the site constitutes acceptance of updated terms.

Scope of Services Disclaimer

Services are intended to assist with reviewing, disputing, and improving the accuracy of information contained in personal financial records and consumer reporting files. No specific outcomes, timelines, or results are guaranteed.

Intellectual Property

All website content is protected by applicable intellectual property laws. Content may not be copied, reproduced, or distributed without written permission.

User Submissions

By submitting information or materials, you represent that you have the legal right to do so and grant permission for such materials to be used solely for service delivery purposes.

Disclaimers

Services and content are provided “as is” without warranties of any kind. We disclaim all implied warranties to the fullest extent permitted by law.

Third-Party Services

We are not responsible for actions or errors of third-party platforms, vendors, or reporting agencies beyond our control.

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials. Notify Credit Masons LLC. immediately of any unauthorized activity.

Termination

We reserve the right to suspend or terminate access for violations of these Terms or unlawful conduct.

Governing Law

These Terms are governed by the laws of the state in which operations are conducted. Disputes shall be resolved through binding arbitration in that jurisdiction.

Changes to Terms

The most current version of these Terms will always be available on our website.

For questions, contact:

Credit Masons LLC.
Phone: (877) 277-1615